Turning Insurance Program Ideas into Reality

McGowan Program Brokerage bridges opportunity and execution.

We connect specialized underwriting teams with strategic carrier partners, supporting them through every stage—from market research and data validation to contract negotiation and long-term growth management.

Why Clients Choose Us

Proven Heritage

Nearly two centuries of continuous operation and industry leadership.

Specialized Focus

Exclusive commitment to the design, placement, and management of program business.

Market Access

Deep relationships with national and specialty carriers across all major P&C lines.

Collaborative Process

Tailored guidance through program build, launch, and optimization.

Sustainable Results

Emphasis on profitable, long-term partnerships—not transactional deals.

Our Expertise and Services

Through this consultative approach, McGowan Program Brokerage delivers more than access — we provide clarity, structure, and strategy that help clients thrive in a dynamic marketplace.

Program Strategy & Development

We help clients move from concept to execution by designing a clear, credible program strategy.

Develop comprehensive market-ready proposals and supporting materials.
Refine rating tools, applications, and underwriting guidelines.
Structure delegated authority, commission, and profit-sharing arrangements.
Identify qualified carrier partners whose appetite aligns with your risk and growth goals.
Coordinate system integrations, filings, and compliance requirements.
Reinsurance captive creation and development

Program Launch & Management

Our team guides each step of program activation and ensures it stays optimized over time.

Lead due diligence and onboarding with all stakeholders.
Manage timelines and deliverables for launch readiness.
Establish key performance indicators (KPIs) for underwriting, loss ratios, and distribution.
Maintain active oversight of renewals, audits, and ongoing carrier relations.
Adjust to shifting market conditions to preserve competitiveness and profitability.

Consulting & Market Insights

We offer data-driven guidance to enhance existing programs or evaluate new opportunities.

Conduct market and regulatory assessments to define target segments.
Perform underwriting and book audits to uncover performance gaps.
Benchmark competitive offerings, forms, and rates.
Map distribution and technology trends affecting delivery channels.
Provide strategic recommendations for expansion or acquisition.

Questions? Talk to the expert.

Max Malloy, Director

E: mmalloy@mcgowanprograms.com